Fee-Only Independent Financial Advice

Comprehensive Financial Services & Approach

Psychology-informed financial planning with complete independence. No commissions, incentives, or conflicts of interest - just expert guidance tailored to your needs.

Our Services

Comprehensive financial advisory services designed for business owners, professionals, and high net worth individuals.

Investment Guidance

Strategic investment advice tailored to your risk profile, goals, and timeline with ongoing portfolio management.

KiwiSaver Optimization

Expert KiwiSaver advice from the leader of ASB's 2007 launch, maximizing your retirement savings potential.

Insurance Planning

Life, income, and health insurance strategies to protect your family and business interests.

Financial Planning

Comprehensive financial planning combining psychology insights with proven financial strategies.

Investment Guidance & Portfolio Management

Strategic investment advice based on 36+ years of market experience and behavioral finance insights. We focus on long-term wealth building through diversified portfolios aligned with your risk tolerance and financial goals.

  • Portfolio construction and asset allocation
  • Risk assessment and management strategies
  • Regular portfolio reviews and rebalancing
  • Tax-efficient investment strategies
Insurance & Risk Management

Comprehensive insurance planning to protect your family, business, and financial future. We analyze your specific risks and recommend appropriate coverage levels without commission bias.

  • Life insurance needs analysis
  • Income protection strategies
  • Health and disability insurance
  • Business insurance and succession planning
KiwiSaver Optimization

Expert KiwiSaver guidance from the advisor who led ASB's KiwiSaver launch in 2007. Maximize your retirement savings through strategic fund selection, contribution optimization, and withdrawal planning.

  • Fund selection and performance analysis
  • Contribution strategy optimization
  • First home buyer withdrawal guidance
  • Retirement planning and withdrawal strategies
Comprehensive Financial Planning

Holistic financial planning that integrates psychology insights with proven financial strategies. We help you understand your financial behavior patterns and make better long-term decisions.

  • Goal setting and priority planning
  • Cash flow analysis and budgeting
  • Debt management strategies
  • Estate planning and wealth transfer

Fee Structure & Transparency

Complete transparency with no hidden costs, commissions, or conflicts of interest. You pay for advice, not product sales.

$250/Hour

Transparent hourly rate for all advisory services with no hidden fees or ongoing charges.

Fixed Fee Options

Project-based fixed fees available for comprehensive financial planning engagements.

Free 30-Min Consultation

Complimentary initial consultation for new clients to discuss your needs and our approach.

Why Fee-Only Matters

No Commissions

We don't receive commissions from product sales, ensuring unbiased advice.

Complete Independence

No incentives or conflicts of interest - your success is our only motivation.

Clean Record

Clean disciplinary record with transparent ethical positioning.

Who We Serve

Specialized expertise for business owners, professionals, and high net worth individuals seeking independent counsel.

Business Owners

Strategic financial planning for business owners including succession planning, tax optimization, and wealth preservation strategies.

Professionals & Directors

Comprehensive financial advice for professionals and company directors seeking to optimize their financial position and plan for the future.

High Net Worth Individuals

Sophisticated financial planning for high net worth individuals and families requiring complex investment and estate planning strategies.

Ready to Experience Independent Financial Advice?

Book your free 30-minute consultation to discuss your financial goals and learn how our fee-only approach can benefit you.

No obligations • Typically respond within 24 hours • Rural NW Auckland location